In production cooperatives and social cooperatives, this increase rises to 3.7%, while we see that employment remains stable in the industrial and service cooperatives; social cooperatives recorded an 8 % increase in employment. This demonstrates again the greater resilience of cooperatives to the economic crisis. Thus, workers who are business owners may decide not to redistribute the surplus (profit) of the company and use it to keep the staff employed. Nevertheless, the difficulty in accessing credit, late payments from the public administration, the delayed contracts and bureaucracy is seriously reducing the competitiveness of these enterprises. {Source: Elabora, Studies center of Confcooperative - www.elabora.coop }